Pace Program

Deluxe LifeCote is energy efficient product, which means HERO finances 100% of the cost to purchase and install.

HERO offers low, fixed interest rates with amortization periods of 5, 10, 15, or 20 years. Through HERO, there are no credit score requirements. Repayments are made through your property taxes, with interest being tax deductible. If the property is sold before the HERO assessment payment is complete, the remaining payments can legally be passed on to a new property owner.

Please Contact Us for additional information or visit

Why choose CaliforniaFIRST?

•Flexible repayment terms: 5, 10, 15, 20 or 25 years
• Borrow up to 15% of property value
• 100% financing means no out-of-pocket costs
• May add value to property
• In-home approvals FAST

• No prepayment penalty and free re-amortization
• Possible balance transfer to new owner upon sale
• Financed amount won’t appear on credit report:
NO impact on future debt-to-income ratio

Deluxe LifeCote is a registered contractor for CaliforniaFIRST.

Deluxe LifeCote is properly licensed and bonded with the Contractors State License Board and registered as a CaliforniaFIRST contractor.


Painting can cost $5,000-8,000 every 3-5 years.
Deluxe LifeCote is guaranteed for life.